Senior Equipment Finance Underwriter
�� Irving, TX | Minneapolis, MN | Des Moines, IA (Onsite/Hybrid)
⏳ Contract: ~6 Months
Overview
We are seeking a Senior Equipment Finance Underwriter to support commercial lending and leasing activities within a high-performing financial services environment. This role focuses on underwriting moderately complex transactions, performing credit analysis, and supporting portfolio management across a variety of industries.
Key Responsibilities
- Underwrite and evaluate commercial loan and lease transactions within equipment finance
- Conduct detailed credit analysis and assess borrower risk
- Review financial statements and supporting documentation for underwriting decisions
- Approve transactions within delegated authority and recommend larger exposures
- Perform ongoing portfolio monitoring and periodic credit reviews
- Maintain accurate risk ratings and system data
- Partner with internal stakeholders and external clients to gather required information
- Collaborate with underwriting teams to achieve business and risk objectives
Required Qualifications
- 4+ years of Equipment Finance Underwriting experience
- Strong experience with commercial credit analysis
- Ability to underwrite and evaluate loan/lease transactions independently
- Strong analytical and decision-making skills
Preferred Qualifications
- Bachelor’s degree in Finance, Accounting, Business, or related field
- Experience underwriting transactions $1MM+
- Exposure to multiple industries (construction, transportation, manufacturing, healthcare, etc.)
- Proficiency in Excel and Microsoft Office tools
Work Environment
- Onsite/hybrid depending on location
- Collaborative, fast-paced commercial banking environment
- Exposure to a diverse portfolio across industries
Additional Notes
- Candidates must be able to work in the U.S. without sponsorship constraints
- Strong attention to detail and risk awareness are critical for success